About Us

WHY Associates Title Services, Inc.?thCAYFNFN7

ATS specializes in attention to detail, personalized care and extremely competitive fees. We listen to our clients and tailor our service to the client’s specific needs. We offer a custom closing at a highly competitive fee.


About the Company

Associates Title Services, Inc., an independently owned and operated local title company, was formed over 16 years ago to provide experienced, personalized, professional title services to the community. It is our goal to treat each settlement transaction with personal attention to detail and respect for our clients’ individual needs. Associates Title strives to provide prompt, efficient and courteous service on every transaction. Our licensed settlement officers each have over 25 years of experience in conducting closings for residential sales, builder accounts, lot purchases, refinances, and light commercial transactions. We are conveniently located in Westminster, Maryland, and have associate offices in Baltimore, Columbia, Kent Island and Bel Air for your convenience.

Our Staff

Shirley Dell- Licensed Settlement Officer, also has over 25 years of experience in the title industry. Shirley is a lifelong resident of Carroll County who began her career in the title industry specializing in builder accounts. Shirley has since diversified her experience to include resale purchases, construction-permanent loans, refinances, and cash transactions. Shirley also provides her expertise in the recordation process at the local level, as well as post closing and packaging.

Elizabeth “Liz” Humphrey- Liz is a Settlement Processor & Settlement Officer  and she brings over 30 years of real estate experience to your transaction and to the settlement table. Liz has been a licensed realtor®, as was her husband Tom, as well as a licensed settlement officer, so she understands your real estate transaction from start to finish. Liz and her husband are long-standing residents of the South Carroll area.  Liz exemplifies Associates’ philosophy of professionalism with a personal touch, resulting in a smooth transaction tailored to your clients’ individual needs

The Owner:

Jenny Koontz, a longtime Westminster resident, has been in the title industry for over 35 years. Jenny gained her title experience working for larger corporations but felt the need to serve her clients on a more personal level. Associates’ Title does exactly that by offering personal service with accuracy and attention to detail resulting in successful settlements and repeat customers. Jenny takes pride in knowing she has provided her clients with the best services possible for over 16 years.

2012-2013 – Director Carroll County Association of Realtors, Inc.®
2012-2016 – Chairman of the Board CCAR Foundation, Inc.

Company Counsel

Tee Tillman has 30 years of experience in the title industry and has handled over 35,000 settlements, Tee has also developed land and built homes. As an attorney, he has represented buyers and sellers in contract preparation, short sale and foreclosure negotiations, litigation, and lectured to realtors and homebuyers regarding all aspects of real estate.

Jeff Letzkus has 30 years of experience as an attorney in private practice. Over the last 10 years, Jeff has focused his practice on real estate, business law, estates, trust administration and litigation. Jeff has handled thousands of residential and commercial closings. Additionally, Jeff is also a CPA and qualified intermediary for 1031 tax-exempt exchanges